Archives for the month of: August, 2011

Do You ‘Steal’ Money From Your Spouse?
by DR

in Money Management

0 EmailShare 0EmailShareManaging money between a husband and wife can present some real challenges. Have you ever found yourself at the store or gas station ready to pay, only to realize that the last $20 in your purse or wallet is gone? It’s a sickening feel in the pit of your stomach when you realize you can’t pay for something. This happened to my mom all the time when I was a kid.

My parents went from one financial crisis to another and were always short on cash. I recall vividly my mom yelling at my step-dad because he had taken money out of her purse and left her with nothing. She usually figured out that she had no cash just after putting $5 worth of gas in the car (gas was a lot cheaper back then). A resolution to this problem always seemed simple to me, even if it eluded my parents. So here are some tips if you or your spouse are regularly raiding the other’s money supply:

1. Communicate: If you need cash, don’t just take it from your spouse without talking to them first. We all find ourselves without cash from time to time, but taking your spouse’s money without asking (or at least telling) them, is just plain rude. In a pinch, at least leave a note if for some reason you can’t speak to them right away.

2. Plan: Often times, a spouse is out of cash for lack of planning. Occasionally this happens to us all. But if it’s a regular occurrence, then you need to rethink how you’re managing your money. My wife always keeps a $20 reserve for emergencies. If she needs to use it, she makes sure to replenish it as soon as possible.

3. Use a Debit Card: We use a MasterCard debit card that is tied to our checking account. We also have overdraft protection just in case we run a negative balance just before payday. With the debit card, we are never out of money as long as we can get to an ATM or don’t have to pay cash for what we’re purchasing.

4. Carry a Credit Card: We also carry a credit card just in case. I know there are some who view credit cards as evil. I don’t, although we do pay off our credit card balance each month. But carrying a credit card can come in handy during an emergency, particularly when we are traveling.

5. Respect Each Other: Money is one of the biggest causes of strife in a marriage. Taking money from a spouse without communicating with them can understandably be a serious source of conflict. It may be a quick an easy solution to a money shortfall, but the harm it can do to your relationship in the long run is not worth it. In the end it comes down to mutual respect.

6. Keep a Change Jar: We have a change jar where we dump our change at the end of the day. Over time, the amount of money in the change jar can grow and come in handy when you’re in a bind. I sometimes need to pay $5 in cash to park my car at the subway, and I’ve tapped the change jar more than once when my wallet was empty.

Do you or your spouse take money from the other without asking? Cast your vote, and then leave a comment if you’ve had to confront this issue in your marriage.

http://www.doughroller.net/money-management/steal-money-spouse/

10 Traits Men Appreciate Most in Women

The rules of the mating game, evolutionary psychologists tell us, have been laid down since the earliest times and have hardly changed with the passing of centuries. What modern males and females consider attractive in the opposite sex is virtually the same set of biological and psychological factors that were held desirable by our forefathers. So, while scientists keep on speculating about the original purposes behind human behavior, there are a number of proven traits that make for that inevitable pull we call love. Here’s the top 10 list of what men fall for invariably.

Trait 10 – the right touch of neuroticism
Anxiety and neuroses have been plaguing women more than men for ages, and it’s a double-edged sword. For while highly neurotic women tend to grow dissatisfied with their relationships as compared to their quieter counterparts, there are psychologists that argue that a certain level of neuroticism makes a woman more attractive. Men find anxious women who express concern over the well-being of their males and their children preferable to ones who may seem more indifferent.

If your partner grows more anxious and you feel that it starts rocking the boat, there is a simple expedient of having more sex.

Trait 9 – the excitement of red
It’s public knowledge that the red color is regarded as the color of love, passion and sex; these associations have deep biological roots, as revealed by a study carried out by Andrew Elliot and Daniela Niesta. There are other species in the animal world that also associate red with mating.

Trait 8 – the allure of the waist and hips
The waist and hip curves have always attracted the eyes of male, but the esthetic joy of the sight has rigid mathematic ratio behind it. Occidental people commonly find the ratio of 0.7 the most attractive, meaning that the waist circumference should be 70% of the hip circumference. And while the ratio was assessed as a little higher or lower for other cultures, it’s never far off the mark. The evolutionary viewpoint suggests that a ratio lower than 0.6 can mean that the hips are too slender for a comfortable childbirth, and a significantly higher ratio can stand for excessive weight that can also cause difficulties during birth.

Trait 7 – the tale the mouth and eyes tell
There are distinct notions as to how an ideal mouth and eyes should look. A female mouth that is regarded as ideal, as stated in the study on attractive features by Michael Cunningham, should run half the width of the face.

There is plentiful experimental evidence showing that men believe large eyes to be a purely feminine feature. Biologically large eyes can be an indication of general sound health and, therefore, a witness of healthy reproduction.

Trait 6 – the beauty of the body
As the ancient caveman, on the lookout for a sexual partner, wished to estimate the nearest cavewoman’s fertility aptitude, he ran his eyes over her body that told him whether she was already pregnant or ready enough to become so. It was sufficient information for the next half-hour, and the facial features didn’t come into the picture.

As later as 2010 the same was confirmed by a study (researchers: Jaime Confer, Carin Perilloux and David Buss). When men were asked to decide the worth of a woman as a preferable short-term date by photographs, they went by her body and not by her face. A sexy body comes high as a priority.

Trait 5 – the comfort of empathy
According to the findings of a study by Daniel Nettle from the University of Newcastle, a survey of personality differences shows that the average female rates far above the average male as regards the ability to empathize. The study includes empathy in the list of traits forming agreeableness.

The researcher’s theoretic explanation of this difference runs that as of old the ability to form and build up social alliances ranked high among a woman’s priorities as that providing for the survival of her children. In the language of our time, extroverted women who show empathy and a high level of agreeableness may be held as possessing superior female qualities than those less inclined to behave in this fashion.

Trait 4 – the thrill of ovulation
Men’s reaction to an ovulating woman is habitually stronger, as shown by a 2009 study conducted by Saul Miller and Jon Maner. The phenomenon is grounded on people’s subconscious ability to detect (and react to) a large number of physical substances apart from pheromones that relate to the reproductive status of the potential sexual partner. The researchers asked men to smell soiled T-shirts of women at various stages of their menstrual period. Whenever a man smelled the shirt of an ovulating woman his testosterone level invariably went up in comparison with men whose shirts belonged to non-ovulating women.

While all men found themselves excited by an ovulating woman, the study revealed, it goes more for single blokes than for men already engaged in a relationship. It goes to show that behavior and desire can be strongly swayed by other considerations like the preference of the existing relationship to a potential new one.

Trait 3 – the value of a sacrifice
An Arizona State University research conducted by a team led by Vladas Griskevicius in 2007 concluded that women, when in a romantic mood, act more charitably than men and are more prone to self-sacrificing deeds.

On the other hand, the study discovered that charitable and self-effacing behavior is generally observed in public places, which shows that women may be aware of the value men put on that trend and unconsciously use it as additional sexual motivation.

Trait 2 – the joy of appreciation
In long-term relationships mutual appreciation often tends to deteriorate and get replaced by a demanding and criticizing attitude towards one another – which produces an adverse influence on the couple’s bond, sex life and the atmosphere that surrounds them. Marriage expert John Gottman proved in his research that mutual expression of appreciation towards your partner forms the basis of a satisfaction with the relationship.

Trait 1 – the fairness of the face
In terms of a mating strategy aimed at building a committed relationship that is meant to last, it is the woman’s face that wins the man. The University of Austin scientists who investigated into a long-term mating strategy in men found that 75% opted for a woman’s face as the factor of prime importance. This consideration was borne out by another study carried out at the Kinsey Institute – it emerged that, when having sex, men look at their partner’s face more often than women do.

Small wonder, then, that most of the time women spend on preening themselves is devoted to caring for and treating their faces, biologically and psychologically their main asset!

http://geniusbeauty.com/men-and-women/10-traits-men-appreciate-most-women/

The Benefits of Selling Sterling Silverware
Posted: Aug 20, 2011

Silver is used for a lot of things, such as to make currencies. That being said, a lot of people actually have silver in the form of silverware that they use for dining purposes. Well, it just so happens that the sterling silverware that people have can be used in order to make a good amount of money. Want to know more? This article will discuss why you should Sell your sterling silver today and rake in the cash like never before!

So, why should you Sell your sterling silver? Well, when one looks at the way the world is today it’s obvious that silver is very valuable. Because of the state of the economy precious metals, such as silver, have become a hot commodity. People are looking to invest in materials instead of companies and since so many people are trying to do that the value or precious metals has skyrocketed. That being said, people can make a lot of money right now by selling their sterling silverware since the price is definitely right!

Why should you Sell your sterling silver right now and not later? Timing is everything when it comes to selling something and getting the most for it. As already stated, the global economy is suffering right now and so a lot of people are investing in precious metals like silver. However, once the economy starts to rebound the price of silver is going to drastically go down. That means that people have to take advantage of this once in a lifetime opportunity to make a lot of money on sterling silverware that is just sitting around the house and taking up space!

Where can you go to Sell your sterling silver? Going to a pawn shop is just not the way to go because a person will only get a fraction of what it’s worth. Instead, you should sell them on the online market where a person can get what they’re worth as investors look to invest in the precious metal. There are plenty of websites that can help out with the process and so there is no excuse to not take advantage of this amazing opportunity right now!

http://www.articlesbase.com/investing-articles/the-benefits-of-selling-sterling-silverware-5144722.html#ixzz1VjCf9FKW

Girls Just Want to have fun

women shitting

Lovers and Sex Guide – 101 Love Positions DVDRip Tutorial

Lovers, learn how to create greater excitement and more satisfaction in your intimate relationship with these one-hundred-and-one sexual positions demonstrated in this sensual guide to enhancement. Couples can become better lovers by experimenting with a variety of sexual positions. In this program, you’ll see the best positions for women and how a man can guide his partner to easily achieve orgasm with greater stimulation of the clitoris and special positions that lead to the incredible G-Spot.
Also, men’s favored sexual positions are shown with providing him with the greatest potential for increasing the intensity and duration of his pleasure. And you’ll learn about a series of unique positions that provide couples with deeper penetration and prolonged mutual pleasure. Highlighted by romantic music and indexed for easy reference, this program will teach lovers how to discover a whole new realm of sexual pleasure.

.
http://www.filesonic.com/file/1451635244/101LovePositions.part1.rar
http://www.filesonic.com/file/1451637604/101LovePositions.part2.rar
http://www.filesonic.com/file/1451635264/101LovePositions.part3.rar
http://www.filesonic.com/file/1451635284/101LovePositions.part4.rar
http://www.filesonic.com/file/1451644934/101LovePositions.part5.rar