Archives for posts with tag: lifestyle

Three Simple Ways to Save on Medical Expenses
by David Bakke
When it comes to medical expenses, you probably think that there aren’t too many ways that you can save money. Other than choosing the best and most efficient health care program for you and your family, what can you really do? Well, I recently had a few unexpected trips to the doctor’s office and I came up with three simple ways that one can save on medical expenses. Personally, I do one of these very well and two of them I don’t do well at all. The ones that I don’t do well have cost me significant amounts of money in the recent past.

A Healthier Lifestyle

This one is simple. Simple to define that is, but maybe a little more difficult to achieve. If you cannot live a completely healthy lifestyle, how about if we at least try to approach living a healthier lifestyle. Let’s say you smoke cigarettes, your 20 pounds overweight and you like to drink alcohol on the weekends. Exercise in your life is minimal, and fast food is the norm. So, is it feasible to think that you can give up all of these vices and start living, eating and breathing a healthier life? Of course not. So, depending on where you are on the healthy lifestyle scale, let’s just try to get moving in the right direction.

Replace as much red meat in your diet as you can with fruit, vegetables, and lean meats like grilled/baked chicken, turkey, and non-breaded fish..
If you smoke, stop or cut back as much as you can. Same with drinking. If you smoke 10 cigarettes a day, try the weaning off method of reducing it to six a day, then four, then two, until you’re craving slowly subsides. I know, it sounds easier said than done, but you have to start somewhere
If you don’t exercise, start. At least something. Walk around the block for 20 minutes three times a week and build from there.
Cut back as much as you possibly can on fast food, processed foods and soft drinks. The best way to do this is to brown bag it for lunch during the week.
Drink more water.
When you’re Sick, Go To the Doctor!

Sounds simple enough, but I think it is easier said than done for a lot of us. Maybe this is just a “guy” thing, and if it is, it’s probably also an “ego” thing. It happens with me almost every time I start to get sick. All of a sudden I become an expert in medicine and I decide that if I just “wait it out” I can avoid having to pay to go to the doctor. Sure, it has worked before…maybe 10% of the time. The result? I wait until I am sick as a dog, and when I go to the doctor, I am diagnosed with a much more advanced case of whatever it is that I have. This, in turn, results in more prescriptions for longer periods of time, and more than likely a follow up visit. This usually doubles the cost of my doctor’s visit. So there you go–when you’re not feeling good, don’t wait and suffer…go to the doctor.

Then, Use As Directed

OK, so, I finally make it to the doctor and they send me off with handful of prescriptions. Again, the “medical expert” in me rears its ugly head. Suddenly I know which meds I need to take and which ones I don’t need to fill. Because half of these are things I don’t really need anyway. Also, I come up with the bright idea of not finishing my meds. Why? So I can save them up and try to avoid a doctor’s visit the next a similar illness arises (because I can diagnose myself, right?!). Again, I think this might be more of a guy thing and their stubbornness. My point is this. Once you go to the doctor, take their advice. Fill the prescriptions that they give you and finish them. By not doing so, you put yourself at risk for illnesses that linger (which can have serious health consequences) and the cost of additional follow-up visits.

Nothing is more fulfilling to me than finding ways to save money in an area that I first thought was impossible. Medical expenses is one of them. Improve the quality of the lifestyle that you live, go to the doctor when you don’t feel well, and follow their directions afterwards, and you should find that you’ll be spending less in this area.

Any other good ideas you have for saving on medical expenses?

http://www.moneycrashers.com/three-simple-ways-to-save-on-medical-expenses/


Tips to Keep your Heart in Good Shape
by Saurabh » Thu Jul 15, 2010

1. Drink eight glasses of water a day.

2. Include two vegetables and one fruit in every meal.

3. Begin each meal with a raw vegetable salad.

4. Make a light snack of assorted sprouts.

5. Start the day with a glass of warm water and a dash of lime..

6. Use only fresh vegetables.

7. Once a week have only fresh fruits until noon, make lunch the first meal of the day.

8. Eat only freshly cooked meals, not refrigerated leftovers.

9. Include one green vegetable and one yellow vegetable in every meal.

10. Go on a juice fast for a day. Start with vegetable juice, and sip fruit for lunch and dinner..

11. Kick the old coffee habit. Have a glass of fresh fruit juice instead.

12. Cut out all deep-fried foods from your diet.

13. Cut down on high sugar products like soft drinks, ice-cream, candy and cookies in your diet.

14. Never skip a meal, even if you’re on a diet. Eat a fresh fruit or have vegetable juice instead.

15. Avoid beverages like soda, coffee, colas and so on.

16. Include high fiber foods and plenty of fruits, vegetables and grains in planning your diet.

17. Use salt in moderation

18. Wash vegetables thoroughly in clean water before chopping.

19. Stream or boil vegetables (rather than fry or saute).

20. Retain peels of potato, cucumber, carrot and tomato while cooking.

21. Do take a moment off to mentally list out the nutritional value of the food you’re about to eat.

22. Don’t rush through your meals. Set aside enough time to appreciate, enjoy and digest your food.

23. Make every meal an enjoyable experience. Set dishes out attractively and chew slowly to appreciate the full flavor of the foods you eat.

24. Choose to be radiantly healthy. Keep yourself informed about the nutritive value of every food you buy.

25. Shop for groceries yourself. Notice the look, feel and smell of fresh fruit and vegetables and enjoy their intrinsic goodness.

26. Watch out for eating habits paired with emotional states, like reaching for a chocolate when youre depressed. Resist the urge and eat fruit instead.

27. Eat popcorn (rather than chips) while watching a movie.

28. Sit at the table at meal times. Don’t read the paper or review bills while eating.

29. Make it a point to have dinner with the entire family at the table, and not in front of the TV.

30. Eat just to the point of the fullness. Don’t stuff yourself!

31. Stop smoking.

32. Restrict alcohol consumption.

33. Get a good night’s sleep, every night.

34. Enroll today in an exercise programme.

35. Take a brisk, 20 minute invigorating walk each morning.

36. Spend 10 minutes every morning and evening doing basic stretches.

37. Do not use elevators when you can climb the stairs.

38. Enroll in a TM programme today.

39. Focus on your breathing. Take a deep breath, then exhale slowly. Repeat a couple of times a day.

40. Learn to relax. Spend 20 minutes consciously relaxing each muscle of your body. . Spend 20 minutes a day in silent meditation, prayer or contemplation.

42. Learn the healing power of laughter. Watch a crazy movie, recall a joke or read a funny book and
laugh out loud.

43. Tap the powers of your sub-conscious. Relax your body for 20 minutes and project the Perfect You’re on your mind screen.

44. Balance your lifestyle. Devote equal time each week to work and fun.

45. Join kids in a sports activity and rediscover the joys of childhood.

46.. Do keep in touch with friends. Call up or visit them and be at peace with the world.

47. Enroll in an activity (like dancing, swimming or roller skating…) you never indulged in because you were afraid of what people might say.

48. Forgive someone who you think has done you wrong and cleanse your spirit of rancor.

49. Do a nice turn to someone you don’t know too well, but who could do with a friend.

50. Spend a quiet half-hour chatting with your family.

51. Listen to soothing music for 15 minutes at least each day.

52. Read a great book once a week.
http://www.fropki.com/tips-keep-your-heart-good-shape-vt40498.html